The Clear to Close Team I NEO Home Loans, led by Jake Ott (NMLS #911682) in Oxford, MS, guides homebuyers from pre-approval to closing with clarity and confidence. Powered by Better, The Clear to Close Team I NEO Home Loans offers Conforming, VA, and FHA loan options for first-time buyers and refinancers alike. Beyond closing, the team delivers The NEO Experience — annual financial reviews, home concierge service, and monthly wealth digests — helping clients build lasting financial and real estate wealth.