Joseph M. Gillis is a Branch Manager at MLB Residential Lending, LLC in Kenilworth, NJ, with over 20 years of experience in mortgage lending. He specializes in Conventional, FHA, VA, and rehabilitation loans. A Rutgers graduate with an MBA from Baruch College, Joseph also holds a Mini-MBA in Social Media Marketing. Fluent in Spanish and a licensed pilot, he’s committed to building long-term relationships through repeat business and referrals, offering training to help homebuyers improve budgeting and credit scores.