Shaun Utterson is a Senior Mortgage Loan Originator (NMLS #2157825) with Garden City Mortgage / EMM Loans. He specializes in a wide range of home-financing solutions, including FHA, VA, USDA, fixed- and adjustable-rate mortgages, jumbo loans, and refinancing options. Known for his responsiveness and diligence, Shaun consistently goes above and beyond to support his clients and has a proven track record of successfully closing loans.